The place where you live is a major decision, if not the largest financial decision most Americans will make in their lifetime. It does not just affect how much money you have left at the end of the month. It also affects your lifestyle and the size of the savings you accumulate over the years.

The biggest myth about renting is that you are “throwing away money” every month. However, this is not so with A HOME RUN™ program. We all need a place to live, and for the most part, that always cost money, in one way or another. Under normal circumstances, you aren’t building equity with monthly rent payments, but with A HOME RUN™, a portion of every monthly payment you make, goes towards the down payment and / or closing costs of your future home.

Homeownership brings intangible benefits, such as a sense of stability, belonging to a community, pride of ownership, and the best part about it, you build equity!

Equity in your home is the amount your home appraises for, minus what you still owe on it. Every month that you make a mortgage payment, a portion of what you pay reduces the balance of what you owe. That reduction of your mortgage every month, increases your equity. With AHomeRUN™, you start your homeownership journey with equity, and you continue to build it as long as you continue to make your monthly payments.